Change happens every day.

Business start-ups become industry leaders.  Markets rise and fall.  Children grow up and have children of their own.  Bigger houses, smaller houses.  Tuition.  Retirement.  Vacation homes.

A lot can change in your life after you buy a life insurance policy.

Has your policy kept up with the changes?

Unlike other investment or protection products, permanent life insurance is rarely reviewed or updated.  Declines in interest rates, changing insurance costs, and market conditions can significantly affect life insurance, yet the impact of these changes is seldom explored or understood.  These and other factors can cause increases in the cost of insurance, or even worse, cause coverage to expire during the lifetime of the insured.

Policies that underperform or prematurely expire(or both) are not rare in today's climate.  They are why the Policy Assessment Program was created.

WHAT IS A POLICY ASSESSMENT & How does it work?  CLICK HERE for informational brochure: